Senior Citizens Red Carpet Health Insurance Policy
- For Senior citizens aged between 60 to 75 years.
- No pre-insurance medical test required.
- Covers pre-existing diseases from the second year onwards.
- Medical Consultations as an Out Patient in a Network Hospital.
- Higher Sum Insured coverage upto Rs.10 Lakhs.
- Guaranteed lifetime renewals.
- Recharge BenefitNew Features:
- Two additional Sum Insured Options namely Rs.7.5 lacs and Rs.10 lacs introduced
- Cataract limits revised
- On-line purchases – 5% discount on premium
- Outpatient consultation in network hospitals
- Hospitalisation Coverage:
Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified.
Ambulance charges for emergency transportation to hospital as per specified limits.
Post-hospitalisation paid as lump-sum upto the limit specified.
Expenses on Medical Consultations as an Out Patient in a Network Hospital up to the limits specified.
Specific day-care procedures covered.
Sub-limits applicable for specified illness.
Premium ratingEXCLUDING SERVICE TAX
Sum Insured (Rs.)60 yrs to 75 yrs
SUM INS. PREMIUM
100000 4450
200000 8456
300000 12900
400000 15501
500000 18000
750000 21000
1000000 22500